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What Happens if I Stop Investing for a Year?

1 h 2 min

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Show notes

Life happens, and sometimes investing is the first thing that gets cut. Andrew runs the real numbers on what one skipped year costs, and when taking that hit is still the smarter move.
πŸ‘‰ Want personalized help from Andrew? Join Master Money Academy at https://www.skool.com/mastermoneyacademy/about
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What You'll Learn in This Episode
What one skipped year of retirement contributions actually costs over a 23-year horizon
The situations where pausing makes sense, and the one thing to keep contributing to regardless
Asset location explained: which funds belong in a Roth, a 457, and a taxable brokerage
What a 21-year-old in New York should do with $30,000 sitting in a regular savings account
How RSUs are taxed at vest, and the withholding gap that creates surprise tax bills
Whether the seven streams of income rule is real, and the five Andrew actually has
Why cashing out a 401(k) to kill $7,000 of credit card debt is a six-figure mistake
Election season scams, including the voter registration text making the rounds
Start Here
Join the community built to help you master your money, stay accountable, and reach financial freedom.
πŸ‘‰ Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/
πŸ‘‰ Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21
πŸ‘‰ Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79
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Resource/s
Car Insurance https://secure.money.com/pr/gc43ce394da5
Best HYSA https://secure.money.com/pr/r453ecf4d190
Stock Brokerage Accounts https://secure.money.com/pr/v8d06f8de92c
Best IRAs https://secure.money.com/pr/oe09b73d1952
Favorite Travel Credit Cards https://milevalue.com/best-credit-cards/?aff=mastermoney
Episode/s Mentioned
19 Strategies to Pay Off Debt (FASTER!) https://youtu.be/WAnf4Z7PHjs
Tool/s Mentioned
Compound Interest Calculator https://mastermoneyresources.com/investment-calculator-page
Watch Next
18 SCARY Money Statistics in 2026! https://youtu.be/Jf8KjPwSTEA
Do You Think You'll ACTUALLY Be Able to Retire? https://youtu.be/oT_mCCD9MpI
5 Ways to Go BROKE (By AGE!) https://youtu.be/1xm23NnneJM
How to Evaluate a Stock Like Warren Buffett with Brian Feroldi https://youtu.be/posnNC99UFQ
12 Reasons You Need to Stop PLAYING SMALL with Money https://youtu.be/qFz3_-pLapg
Connect with Andrew
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Podcast β†’ https://bit.ly/Skool-Podcast
Youtube β†’ bit.ly/Skool-Youtube
Newsletter β†’ https://bit.ly/Skool-Newsletter
Website →⁠ https://mastermoney.co ⁠
X β†’ ⁠https://x.com/mastermoneyco
LinkedIn →⁠ ⁠⁠https://www.linkedin.com/in/andrew-giancola-45027b340 ⁠
Question for you:
Have you ever had to pause investing? What was going on, and did you restart?
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