The Ramsey Show podcast artwork The Ramsey Show

Break The Borrowing Cycle

2 h 8 min

Play episode

Sponsors in this episode

No sponsor reads found in this episode's notes.

Host-read ads that the notes don't mention can't be found this way.

Show notes

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
Rachel Cruze and Jade Warshaw answer your questions and discuss:
“Should my mother-in-law take out a reverse mortgage to buy stocks?”
“Is a prenup a fair thing to ask for, and will it protect me financially?”
“Social Security overpaid me and they want money back, but I can't afford it. What should I do?”
“We have income to support us for the rest of our lives, do we still need IRAs?”
“Should I stay in college as a young entrepreneur?”
Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Email Dave On-Air With Your Questions on Debt and Finance⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
💻 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠New to the show and want to learn more? Check out our 7 Baby Steps!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
🧮 ⁠⁠⁠⁠Need help with your taxes? See who we trust.⁠⁠⁠⁠
🗓️ Set and actually reach your goals with the NEW 2027 Ramsey Goal Planner! Hurry—they sell out every year!
🚢 ⁠⁠⁠⁠⁠⁠⁠⁠⁠Cruise With Dave Ramsey and 2,500 Ramsey People⁠⁠⁠⁠⁠⁠⁠⁠⁠
❤️‍🩹 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get trusted insurance coverage that fits your budget⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
Connect With Our Sponsors:
Go to⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Angel Studios⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to discover entertainment you can feel good about.
Get 10% off your first month of⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠BetterHel⁠p⁠⁠⁠⁠⁠⁠⁠⁠⁠
Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to switch today!
Don’t try to figure out Medicare alone - you deserve peace of mind, not confusion. Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Chapter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to connect with an advisor today!
If you want your car to keep going and going, trust ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Christian Brothers Automotive⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off
New members can receive a 50% credit toward their first month of membership. Go to⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and use promo code RAMSEY.
Get started today with ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Churchill Mortgage⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Equal Housing Lender • NMLS ID 1591 • ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠NMLSConsumerAccess.org⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice.
Get 20% off when you join ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
Go to⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Guardian Litigation Group⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
Save up to 50% on health insurance. Talk to a ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ advisor today.
Visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Helix Sleep⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for special offers!
Use code RAMSEY to save 20% at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
Visit⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ today to learn more.
Sign up for your $1.00/month trial at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Shopify⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.
Make navigating healthcare easier with a patient advocate. Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Solace Health⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to see if you qualify.
Get started at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠World Watch⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ OR use promo code RAMSEY for a 30-day free trial.
Get started with ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YRefy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or call 844-2-RAMSEY
Visit⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or call 1-800-356-4282 for your free instant quote today!
Try ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ZipRecruiter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for free today.
Explore more from Ramsey Network:
💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The...

From the show's RSS feed.