The 'Borrow Until You Die' Strategy The IRS Hates

Ryan Pineda and Brian Davila sit down with Nelson Pizarro to break down how infinite banking uses whole life insurance to build cash value, access capital, and create a long-term strategy for wealth and legacy planning.⁣
⁣
Connect with Nelson - ⁣
https://www.bankingforlegacy.com/⁣
https://www.instagram.com/bankingforlegacy?stkn=MWRodG8zOXJxdmpwaQ==⁣
https://youtube.com/@bankingforlegacy?si=G7tpS6p7OdSjtdSG⁣
https://www.instagram.com/cpfmerge/?hl=en⁣
https://www.cpfwinery.com/⁣
__________⁣
If you'd like my team to run your marketing & sales department to scale your business apply here https://www.pinedapartners.com⁣
⁣
Join our private mastermind for elite business leaders who golf. https://www.mastermind19.com⁣
⁣
Want to be featured on the Wealthy Way Podcast? Apply here https://www.wealthyway.com⁣
⁣
If you want to start your real estate investing business, we'll give you 1:1 coaching, seller leads, software, & everything you need. https://www.wealthyinvestor.com⁣
⁣
Tired of paying so much in taxes every year? We'll give you strategy, tax prep, and accounting all in one place. https://www.taylor-tax.com⁣
⁣
Join free Bible studies and workshops for Christian business leaders. https://www.tentmakers.us⁣
__________⁣
Chapters:⁣
00:51 - Whole Life vs. Term⁣
08:12 - Policy Borrowing Benefits⁣
15:02 - Infinite Banking Explained⁣
16:07 - Business Cash Flow⁣
25:57 - Insurance vs. Real Estate⁣
30:04 - Policy Cash Value⁣
32:37 - Market Volatility Strategy⁣
37:59 - Dividends & Legacy Planning⁣
45:04 - Policy Borrowing Mechanics⁣
46:24 - Repayments & Death Benefit⁣
50:48 - Whole Life vs. 401(k)⁣
1:00:05 - Lifetime Earnings & Insurance⁣
1:08:45 - IRAs, Leverage & Premium Finance⁣
1:15:09 - Policy Leverage⁣
1:16:00 - San Diego vs. Vegas⁣
1:21:05 - Make, Manage, Multiply⁣
1:30:11 - Paying Yourself Back⁣
1:33:20 - Conservative vs. High-Risk Investing⁣
1:43:50 - Term vs. Whole Life⁣
1:45:14 - Family & Local Ties⁣
1:45:41 - Banking, Podcast & Businesses⁣
1:46:00 - Closing Remarks